Call reports 2011
SECURITY SAVINGS BANK — 2011
What SECURITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,702,000 | 97,823,000 | 96,777,000 | 100,773,000 |
| Total loans | 44,402,000 | 46,774,000 | 51,894,000 | 52,259,000 |
| Allowance for loan losses | 577,000 | 669,000 | 582,000 | 544,000 |
| Securities available for sale | 45,962,000 | 42,807,000 | 35,540,000 | 41,388,000 |
| Securities held to maturity | 15,000 | 15,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,347,000 | 83,935,000 | 83,265,000 | 86,619,000 |
| Interest-bearing deposits | 74,642,000 | 75,058,000 | 74,050,000 | 74,155,000 |
| Noninterest-bearing deposits | 10,705,000 | 8,877,000 | 9,215,000 | 12,464,000 |
| Equity capital | 7,317,000 | 8,051,000 | 8,363,000 | 9,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,108,000 | 3,185,000 | 4,270,000 |
| Interest expense | 302,000 | 600,000 | 876,000 | 1,132,000 |
| Net interest income | 723,000 | 1,508,000 | 2,309,000 | 3,138,000 |
| Noninterest income | 151,000 | 282,000 | 386,000 | 533,000 |
| Noninterest expense | 578,000 | 1,188,000 | 1,741,000 | 2,369,000 |
| Provision for loan losses | 105,000 | 180,000 | 225,000 | 270,000 |
| Pretax income | 232,000 | 564,000 | 963,000 | 1,362,000 |
| Income tax | 12,000 | 30,000 | 50,000 | 71,000 |
| Net income | 220,000 | 534,000 | 913,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,018,000 | 7,268,000 | 7,643,000 | 7,962,000 |
| Total capital | 7,595,000 | 7,937,000 | 8,225,000 | 8,506,000 |
| Risk-weighted assets | 55,438,000 | 55,608,000 | 60,352,000 | 60,351,000 |