Call reports 2010
SECURITY SAVINGS BANK — 2010
What SECURITY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,053,000 | 86,606,000 | 88,627,000 | 93,736,000 |
| Total loans | 43,671,000 | 44,342,000 | 45,775,000 | 45,735,000 |
| Allowance for loan losses | 472,000 | 457,000 | 421,000 | 475,000 |
| Securities available for sale | 20,135,000 | 24,935,000 | 26,433,000 | 30,712,000 |
| Securities held to maturity | 11,500,000 | 10,351,000 | 10,345,000 | 10,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,273,000 | 75,464,000 | 77,318,000 | 83,055,000 |
| Interest-bearing deposits | 64,908,000 | 67,490,000 | 68,787,000 | 70,162,000 |
| Noninterest-bearing deposits | 10,365,000 | 7,974,000 | 8,530,000 | 12,893,000 |
| Equity capital | 6,905,000 | 7,215,000 | 7,286,000 | 6,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,057,000 | 3,097,000 | 4,161,000 |
| Interest expense | 315,000 | 631,000 | 938,000 | 1,252,000 |
| Net interest income | 695,000 | 1,426,000 | 2,159,000 | 2,909,000 |
| Noninterest income | 139,000 | 290,000 | 443,000 | 595,000 |
| Noninterest expense | 572,000 | 1,148,000 | 2,065,000 | 2,679,000 |
| Provision for loan losses | 75,000 | 180,000 | 310,000 | 415,000 |
| Pretax income | 187,000 | 392,000 | 231,000 | 414,000 |
| Income tax | 10,000 | 21,000 | 14,000 | 25,000 |
| Net income | 177,000 | 371,000 | 217,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,728,000 | 6,834,000 | 6,663,000 | 6,798,000 |
| Total capital | 7,200,000 | 7,291,000 | 7,084,000 | 7,273,000 |
| Risk-weighted assets | 56,050,000 | 51,167,000 | 56,319,000 | 54,906,000 |