Call reports 2009
SECURITY SAVINGS BANK — 2009
What SECURITY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 79,761,000 | 82,551,000 | 80,275,000 | 88,662,000 |
| Total loans | 41,637,000 | 42,064,000 | 42,812,000 | 44,059,000 |
| Allowance for loan losses | 625,000 | 642,000 | 491,000 | 469,000 |
| Securities available for sale | 15,610,000 | 17,140,000 | 20,220,000 | 20,077,000 |
| Securities held to maturity | 12,888,000 | 12,590,000 | 11,662,000 | 11,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,000,000 | 71,227,000 | 67,925,000 | 77,173,000 |
| Interest-bearing deposits | 57,263,000 | 61,683,000 | 59,517,000 | 61,344,000 |
| Noninterest-bearing deposits | 10,736,000 | 9,544,000 | 8,408,000 | 15,829,000 |
| Equity capital | 6,406,000 | 6,435,000 | 6,846,000 | 6,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,002,000 | 3,023,000 | 4,049,000 |
| Interest expense | 355,000 | 704,000 | 1,025,000 | 1,340,000 |
| Net interest income | 645,000 | 1,298,000 | 1,998,000 | 2,709,000 |
| Noninterest income | 145,000 | 247,000 | 395,000 | 562,000 |
| Noninterest expense | 562,000 | 1,121,000 | 1,709,000 | 2,311,000 |
| Provision for loan losses | 30,000 | 70,000 | 115,000 | 180,000 |
| Pretax income | 198,000 | 365,000 | 581,000 | 791,000 |
| Income tax | 11,000 | 18,000 | 29,000 | 41,000 |
| Net income | 187,000 | 347,000 | 552,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,165,000 | 6,250,000 | 6,426,000 | 6,550,000 |
| Total capital | 6,790,000 | 6,892,000 | 6,917,000 | 7,020,000 |
| Risk-weighted assets | 51,341,000 | 53,290,000 | 53,405,000 | 56,361,000 |