Call reports 2007
SECURITY SAVINGS BANK — 2007
What SECURITY SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,536,000 | 66,866,000 | 68,319,000 | 71,522,000 |
| Total loans | 40,063,000 | 40,997,000 | 41,813,000 | 42,171,000 |
| Allowance for loan losses | 603,000 | 615,000 | 594,000 | 546,000 |
| Securities available for sale | 12,824,000 | 14,937,000 | 14,964,000 | 14,443,000 |
| Securities held to maturity | 5,643,000 | 5,864,000 | 6,296,000 | 6,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,130,000 | 56,414,000 | 55,275,000 | 60,122,000 |
| Interest-bearing deposits | 47,545,000 | 49,480,000 | 47,159,000 | 49,335,000 |
| Noninterest-bearing deposits | 9,585,000 | 6,934,000 | 8,116,000 | 10,787,000 |
| Equity capital | 5,254,000 | 5,211,000 | 5,510,000 | 5,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 1,978,000 | 3,010,000 | 4,058,000 |
| Interest expense | 508,000 | 1,041,000 | 1,578,000 | 2,113,000 |
| Net interest income | 464,000 | 937,000 | 1,432,000 | 1,945,000 |
| Noninterest income | 84,000 | 162,000 | 282,000 | 385,000 |
| Noninterest expense | 402,000 | 785,000 | 1,230,000 | 1,691,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 134,000 | 290,000 | 448,000 | 591,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 32,000 |
| Net income | 127,000 | 275,000 | 425,000 | 559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,194,000 | 5,274,000 | 5,401,000 | 5,432,000 |
| Total capital | 5,743,000 | 5,836,000 | 5,982,000 | 5,978,000 |
| Risk-weighted assets | 44,170,000 | 45,078,000 | 47,383,000 | 48,191,000 |