Call reports 2006
SECURITY SAVINGS BANK — 2006
What SECURITY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,260,000 | 59,155,000 | 59,223,000 | 63,151,000 |
| Total loans | 37,165,000 | 38,470,000 | 39,033,000 | 39,763,000 |
| Allowance for loan losses | 512,000 | 533,000 | 556,000 | 592,000 |
| Securities available for sale | 9,590,000 | 9,953,000 | 10,554,000 | 12,465,000 |
| Securities held to maturity | 5,746,000 | 4,995,000 | 5,072,000 | 5,562,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,378,000 | 50,565,000 | 46,884,000 | 52,894,000 |
| Interest-bearing deposits | 42,386,000 | 43,308,000 | 41,915,000 | 44,721,000 |
| Noninterest-bearing deposits | 5,992,000 | 7,257,000 | 4,969,000 | 8,173,000 |
| Equity capital | 4,784,000 | 4,740,000 | 4,968,000 | 5,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,684,000 | 2,586,000 | 3,582,000 |
| Interest expense | 367,000 | 773,000 | 1,208,000 | 1,718,000 |
| Net interest income | 451,000 | 911,000 | 1,378,000 | 1,864,000 |
| Noninterest income | 78,000 | 163,000 | 249,000 | 355,000 |
| Noninterest expense | 392,000 | 794,000 | 1,236,000 | 1,601,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 107,000 | 220,000 | 301,000 | 498,000 |
| Income tax | 5,000 | 11,000 | 15,000 | 25,000 |
| Net income | 102,000 | 209,000 | 286,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,874,000 | 4,891,000 | 4,949,000 | 5,089,000 |
| Total capital | 5,375,000 | 5,403,000 | 5,470,000 | 5,625,000 |
| Risk-weighted assets | 40,030,000 | 41,058,000 | 41,763,000 | 43,421,000 |