Call reports 2005
SECURITY SAVINGS BANK — 2005
What SECURITY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,763,000 | 58,613,000 | 57,945,000 | 59,835,000 |
| Total loans | 35,564,000 | 37,162,000 | 37,641,000 | 37,976,000 |
| Allowance for loan losses | 501,000 | 533,000 | 556,000 | 486,000 |
| Securities available for sale | 9,834,000 | 9,711,000 | 9,428,000 | 9,723,000 |
| Securities held to maturity | 6,371,000 | 5,451,000 | 5,603,000 | 5,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,317,000 | 48,802,000 | 47,168,000 | 51,123,000 |
| Interest-bearing deposits | 41,930,000 | 42,294,000 | 40,602,000 | 42,800,000 |
| Noninterest-bearing deposits | 5,387,000 | 6,508,000 | 6,566,000 | 8,323,000 |
| Equity capital | 4,649,000 | 4,777,000 | 4,808,000 | 4,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,496,000 | 2,282,000 | 3,088,000 |
| Interest expense | 246,000 | 524,000 | 840,000 | 1,181,000 |
| Net interest income | 495,000 | 972,000 | 1,442,000 | 1,907,000 |
| Noninterest income | 92,000 | 177,000 | 256,000 | 361,000 |
| Noninterest expense | 380,000 | 758,000 | 1,142,000 | 1,530,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 177,000 | 331,000 | 466,000 | 618,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 32,000 |
| Net income | 169,000 | 315,000 | 442,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,721,000 | 4,735,000 | 4,824,000 | 4,841,000 |
| Total capital | 5,182,000 | 5,227,000 | 5,317,000 | 5,327,000 |
| Risk-weighted assets | 36,834,000 | 39,341,000 | 39,870,000 | 40,631,000 |