Call reports 2003
SECURITY SAVINGS BANK — 2003
What SECURITY SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,562,000 | 54,334,000 | 52,287,000 | 58,646,000 |
| Total loans | 30,137,000 | 30,427,000 | 31,915,000 | 31,840,000 |
| Allowance for loan losses | 441,000 | 453,000 | 425,000 | 415,000 |
| Securities available for sale | 9,621,000 | 10,711,000 | 11,509,000 | 12,316,000 |
| Securities held to maturity | 5,060,000 | 4,378,000 | 5,167,000 | 5,422,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,027,000 | 45,769,000 | 43,573,000 | 50,270,000 |
| Interest-bearing deposits | 38,848,000 | 40,529,000 | 38,833,000 | 41,612,000 |
| Noninterest-bearing deposits | 5,179,000 | 5,240,000 | 4,740,000 | 8,658,000 |
| Equity capital | 4,117,000 | 4,195,000 | 4,192,000 | 4,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,427,000 | 2,135,000 | 2,850,000 |
| Interest expense | 268,000 | 523,000 | 769,000 | 1,003,000 |
| Net interest income | 465,000 | 904,000 | 1,366,000 | 1,847,000 |
| Noninterest income | 74,000 | 142,000 | 207,000 | 307,000 |
| Noninterest expense | 359,000 | 717,000 | 1,101,000 | 1,477,000 |
| Provision for loan losses | 21,000 | 42,000 | 42,000 | 42,000 |
| Pretax income | 159,000 | 287,000 | 430,000 | 635,000 |
| Income tax | 79,000 | 102,000 | 117,000 | 136,000 |
| Net income | 80,000 | 185,000 | 313,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,919,000 | 3,931,000 | 4,059,000 | 4,097,000 |
| Total capital | 4,331,000 | 4,335,000 | 4,484,000 | 4,512,000 |
| Risk-weighted assets | 32,233,000 | 32,495,000 | 34,597,000 | 35,398,000 |