Call reports 2002
SECURITY SAVINGS BANK — 2002
What SECURITY SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,015,000 | 50,197,000 | 49,548,000 | 53,734,000 |
| Total loans | 28,956,000 | 30,077,000 | 32,053,000 | 32,139,000 |
| Allowance for loan losses | 427,000 | 404,000 | 420,000 | 436,000 |
| Securities available for sale | 6,453,000 | 7,549,000 | 8,162,000 | 8,636,000 |
| Securities held to maturity | 6,033,000 | 5,393,000 | 5,296,000 | 5,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,080,000 | 42,159,000 | 41,172,000 | 45,359,000 |
| Interest-bearing deposits | 36,529,000 | 38,054,000 | 36,906,000 | 39,015,000 |
| Noninterest-bearing deposits | 4,551,000 | 4,105,000 | 4,266,000 | 6,344,000 |
| Equity capital | 3,761,000 | 3,850,000 | 4,024,000 | 4,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,512,000 | 2,295,000 | 3,082,000 |
| Interest expense | 312,000 | 620,000 | 920,000 | 1,212,000 |
| Net interest income | 440,000 | 892,000 | 1,375,000 | 1,870,000 |
| Noninterest income | 64,000 | 119,000 | 168,000 | 248,000 |
| Noninterest expense | 325,000 | 649,000 | 994,000 | 1,390,000 |
| Provision for loan losses | 21,000 | 51,000 | 76,000 | 91,000 |
| Pretax income | 158,000 | 311,000 | 473,000 | 637,000 |
| Income tax | 43,000 | 80,000 | 137,000 | 183,000 |
| Net income | 115,000 | 231,000 | 336,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,667,000 | 3,698,000 | 3,807,000 | 3,836,000 |
| Total capital | 4,062,000 | 4,102,000 | 4,227,000 | 4,265,000 |
| Risk-weighted assets | 31,591,000 | 32,446,000 | 33,733,000 | 34,303,000 |