Call reports 2001
SECURITY SAVINGS BANK — 2001
What SECURITY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,255,000 | 48,133,000 | 46,949,000 | 49,724,000 |
| Total loans | 26,709,000 | 27,814,000 | 29,356,000 | 29,159,000 |
| Allowance for loan losses | 398,000 | 397,000 | 388,000 | 402,000 |
| Securities available for sale | 953,000 | 1,660,000 | 2,452,000 | 6,005,000 |
| Securities held to maturity | 10,081,000 | 11,223,000 | 8,544,000 | 7,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,076,000 | 40,176,000 | 38,957,000 | 42,124,000 |
| Interest-bearing deposits | 37,914,000 | 37,206,000 | 35,589,000 | 36,424,000 |
| Noninterest-bearing deposits | 4,162,000 | 2,970,000 | 3,368,000 | 5,700,000 |
| Equity capital | 3,620,000 | 3,617,000 | 3,670,000 | 3,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,669,000 | 2,472,000 | 3,257,000 |
| Interest expense | 487,000 | 945,000 | 1,386,000 | 1,768,000 |
| Net interest income | 356,000 | 724,000 | 1,086,000 | 1,489,000 |
| Noninterest income | 51,000 | 92,000 | 156,000 | 223,000 |
| Noninterest expense | 289,000 | 594,000 | 902,000 | 1,216,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 103,000 | 192,000 | 295,000 | 436,000 |
| Income tax | 23,000 | 39,000 | 59,000 | 100,000 |
| Net income | 80,000 | 153,000 | 236,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,486,000 | 3,490,000 | 3,545,000 | 3,553,000 |
| Total capital | 3,860,000 | 3,878,000 | 3,933,000 | 3,955,000 |
| Risk-weighted assets | 29,919,000 | 31,065,000 | 31,465,000 | 32,637,000 |