Call reports 2006
METROPOLITAN SAVINGS BANK — 2006
What METROPOLITAN SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Total assets | 14,175,000 | 14,537,000 | 15,760,000 |
| Total loans | 13,070,000 | 13,035,000 | 12,960,000 |
| Allowance for loan losses | 70,000 | 73,000 | 78,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 12,952,000 | 13,285,000 | 14,540,000 |
| Interest-bearing deposits | 12,588,000 | 13,083,000 | 14,458,000 |
| Noninterest-bearing deposits | 364,000 | 202,000 | 82,000 |
| Equity capital | 1,123,000 | 1,133,000 | 1,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Interest income | 185,000 | 347,000 | 526,000 |
| Interest expense | 100,000 | 155,000 | 246,000 |
| Net interest income | 85,000 | 192,000 | 280,000 |
| Noninterest income | 6,000 | 11,000 | 15,000 |
| Noninterest expense | 77,000 | 177,000 | 270,000 |
| Provision for loan losses | 1,000 | 3,000 | 9,000 |
| Pretax income | 13,000 | 23,000 | 16,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 13,000 | 23,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 |
|---|---|---|---|
| Tier 1 capital | 1,123,000 | 1,133,000 | 1,126,000 |
| Total capital | 1,193,000 | 1,205,000 | 1,204,000 |
| Risk-weighted assets | 7,819,000 | 7,479,000 | 7,805,000 |