Call reports 2002
METROPOLITAN SAVINGS BANK — 2002
What METROPOLITAN SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,096,000 | 8,827,000 | 9,888,000 | 11,269,000 |
| Total loans | 6,844,000 | 7,811,000 | 8,272,000 | 7,515,000 |
| Allowance for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 23,000 | 22,000 | 19,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,409,000 | 8,122,000 | 9,149,000 | 10,500,000 |
| Interest-bearing deposits | 7,252,000 | 7,964,000 | 9,055,000 | 10,267,000 |
| Noninterest-bearing deposits | 157,000 | 158,000 | 94,000 | 233,000 |
| Equity capital | 649,000 | 664,000 | 692,000 | 710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 125,000 | 266,000 | 416,000 | 574,000 |
| Interest expense | 81,000 | 163,000 | 253,000 | 346,000 |
| Net interest income | 44,000 | 103,000 | 163,000 | 228,000 |
| Noninterest income | 1,000 | 3,000 | 4,000 | 6,000 |
| Noninterest expense | 39,000 | 85,000 | 128,000 | 180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 21,000 | 39,000 | 54,000 |
| Income tax | 0 | 0 | 6,000 | 18,000 |
| Net income | 6,000 | 21,000 | 49,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 649,000 | 664,000 | 692,000 | 710,000 |
| Total capital | 687,000 | 702,000 | 730,000 | 748,000 |
| Risk-weighted assets | 4,302,000 | 5,092,000 | 5,786,000 | 5,760,000 |