Call reports 2001
METROPOLITAN SAVINGS BANK — 2001
What METROPOLITAN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,010,000 | 7,359,000 | 7,478,000 | 7,994,000 |
| Total loans | 4,484,000 | 4,752,000 | 5,327,000 | 5,589,000 |
| Allowance for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 323,000 | 324,000 | 222,000 | 123,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,296,000 | 6,639,000 | 6,785,000 | 7,300,000 |
| Interest-bearing deposits | 6,186,000 | 6,484,000 | 6,739,000 | 7,178,000 |
| Noninterest-bearing deposits | 110,000 | 155,000 | 46,000 | 122,000 |
| Equity capital | 664,000 | 654,000 | 639,000 | 643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 110,000 | 237,000 | 344,000 | 470,000 |
| Interest expense | 80,000 | 169,000 | 256,000 | 341,000 |
| Net interest income | 30,000 | 68,000 | 88,000 | 129,000 |
| Noninterest income | 0 | 2,000 | 2,000 | 4,000 |
| Noninterest expense | 41,000 | 78,000 | 116,000 | 154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | -8,000 | -26,000 | -21,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | -12,000 | -9,000 | -27,000 | -21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 664,000 | 654,000 | 639,000 | 643,000 |
| Total capital | 702,000 | 692,000 | 677,000 | 681,000 |
| Risk-weighted assets | 2,779,000 | 3,230,000 | 3,629,000 | 3,815,000 |