Call reports 2025
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2025
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 112,486,000 | 108,398,000 | 119,300,000 | 118,521,000 |
| Total loans | 76,264,000 | 74,855,000 | 75,249,000 | 75,590,000 |
| Allowance for loan losses | 1,290,000 | 1,267,000 | 1,253,000 | 1,216,000 |
| Securities available for sale | 24,991,000 | 20,775,000 | 21,104,000 | 21,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,848,000 | 99,804,000 | 95,387,000 | 93,970,000 |
| Interest-bearing deposits | 83,620,000 | 79,169,000 | 74,950,000 | 73,573,000 |
| Noninterest-bearing deposits | 20,228,000 | 20,635,000 | 20,437,000 | 20,397,000 |
| Equity capital | 7,102,000 | 7,123,000 | 22,479,000 | 23,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,369,000 | 2,814,000 | 4,231,000 | 5,732,000 |
| Interest expense | 720,000 | 1,346,000 | 1,923,000 | 2,433,000 |
| Net interest income | 649,000 | 1,468,000 | 2,308,000 | 3,299,000 |
| Noninterest income | 262,000 | 520,000 | 782,000 | 1,023,000 |
| Noninterest expense | 999,000 | 1,964,000 | 3,192,000 | 4,428,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | -138,000 | -26,000 | -152,000 | -156,000 |
| Income tax | 0 | 0 | 0 | -11,000 |
| Net income | -138,000 | -26,000 | -152,000 | -145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,971,000 | 9,081,000 | 23,957,000 | 23,964,000 |
| Total capital | 9,744,000 | 9,843,000 | 24,732,000 | 24,758,000 |
| Risk-weighted assets | 61,293,000 | 60,433,000 | 61,541,000 | 63,089,000 |