Call reports 2023
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2023
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 109,745,000 | 113,431,000 | 112,110,000 | 116,410,000 |
| Total loans | 74,446,000 | 74,685,000 | 76,561,000 | 76,257,000 |
| Allowance for loan losses | 1,461,000 | 1,447,000 | 1,438,000 | 1,284,000 |
| Securities available for sale | 28,707,000 | 28,515,000 | 28,071,000 | 28,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,142,000 | 102,860,000 | 101,335,000 | 108,360,000 |
| Interest-bearing deposits | 71,398,000 | 81,687,000 | 80,667,000 | 87,958,000 |
| Noninterest-bearing deposits | 20,744,000 | 21,173,000 | 20,668,000 | 20,402,000 |
| Equity capital | 6,474,000 | 6,518,000 | 6,249,000 | 6,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,481,000 | 3,802,000 | 5,191,000 |
| Interest expense | 403,000 | 953,000 | 1,543,000 | 2,259,000 |
| Net interest income | 798,000 | 1,528,000 | 2,259,000 | 2,932,000 |
| Noninterest income | 274,000 | 554,000 | 816,000 | 1,085,000 |
| Noninterest expense | 860,000 | 1,756,000 | 2,673,000 | 3,565,000 |
| Provision for loan losses | 0 | 0 | 0 | 115,000 |
| Pretax income | 212,000 | 326,000 | 402,000 | 337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 326,000 | 402,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,519,000 | 9,520,000 | 9,709,000 | 9,225,000 |
| Total capital | 10,479,000 | 10,482,000 | 10,695,000 | 10,207,000 |
| Risk-weighted assets | 76,284,000 | 76,470,000 | 78,425,000 | 78,294,000 |