Call reports 2022
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2022
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 107,781,000 | 103,405,000 | 103,530,000 | 107,865,000 |
| Total loans | 65,823,000 | 65,280,000 | 68,633,000 | 70,694,000 |
| Allowance for loan losses | 1,214,000 | 1,236,000 | 1,227,000 | 1,195,000 |
| Securities available for sale | 30,802,000 | 28,962,000 | 28,426,000 | 28,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,523,000 | 95,539,000 | 90,440,000 | 90,082,000 |
| Interest-bearing deposits | 74,792,000 | 71,297,000 | 68,576,000 | 68,650,000 |
| Noninterest-bearing deposits | 23,731,000 | 24,242,000 | 21,864,000 | 21,432,000 |
| Equity capital | 7,708,000 | 6,346,000 | 6,432,000 | 5,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,032,000 | 3,129,000 | 4,274,000 |
| Interest expense | 146,000 | 256,000 | 374,000 | 585,000 |
| Net interest income | 874,000 | 1,776,000 | 2,755,000 | 3,689,000 |
| Noninterest income | 241,000 | 567,000 | 775,000 | 1,039,000 |
| Noninterest expense | 882,000 | 1,727,000 | 2,497,000 | 3,367,000 |
| Provision for loan losses | 60,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 173,000 | 516,000 | 933,000 | 1,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 516,000 | 933,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,246,000 | 9,589,000 | 10,006,000 | 9,306,000 |
| Total capital | 10,117,000 | 10,453,000 | 10,909,000 | 10,233,000 |
| Risk-weighted assets | 69,442,000 | 68,740,000 | 71,894,000 | 73,906,000 |