Call reports 2021
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2021
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 106,362,000 | 109,789,000 | 108,798,000 | 111,292,000 |
| Total loans | 74,203,000 | 71,120,000 | 68,664,000 | 68,490,000 |
| Allowance for loan losses | 1,148,000 | 1,085,000 | 1,122,000 | 1,174,000 |
| Securities available for sale | 16,304,000 | 27,001,000 | 28,916,000 | 32,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,667,000 | 99,259,000 | 98,064,000 | 100,570,000 |
| Interest-bearing deposits | 72,193,000 | 72,959,000 | 73,731,000 | 76,483,000 |
| Noninterest-bearing deposits | 23,474,000 | 26,300,000 | 24,333,000 | 24,087,000 |
| Equity capital | 9,040,000 | 8,857,000 | 9,045,000 | 8,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 893,000 | 1,911,000 | 2,948,000 | 3,974,000 |
| Interest expense | 207,000 | 383,000 | 536,000 | 686,000 |
| Net interest income | 686,000 | 1,528,000 | 2,412,000 | 3,288,000 |
| Noninterest income | 274,000 | 835,000 | 1,006,000 | 1,302,000 |
| Noninterest expense | 855,000 | 1,742,000 | 2,558,000 | 3,382,000 |
| Provision for loan losses | 67,000 | 943,000 | 1,003,000 | 1,063,000 |
| Pretax income | 38,000 | -322,000 | -143,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | -322,000 | -143,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,966,000 | 8,605,000 | 8,785,000 | 9,073,000 |
| Total capital | 9,716,000 | 9,332,000 | 9,684,000 | 9,976,000 |
| Risk-weighted assets | 59,629,000 | 57,796,000 | 71,710,000 | 71,957,000 |