Call reports 2020
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2020
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 89,405,000 | 96,312,000 | 93,074,000 | 96,298,000 |
| Total loans | 69,758,000 | 73,837,000 | 72,942,000 | 72,560,000 |
| Allowance for loan losses | 927,000 | 971,000 | 1,027,000 | 1,083,000 |
| Securities available for sale | 9,959,000 | 11,983,000 | 10,866,000 | 10,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,509,000 | 86,311,000 | 81,928,000 | 85,272,000 |
| Interest-bearing deposits | 63,056,000 | 65,324,000 | 64,276,000 | 66,627,000 |
| Noninterest-bearing deposits | 16,453,000 | 20,987,000 | 17,652,000 | 18,645,000 |
| Equity capital | 9,176,000 | 9,243,000 | 9,473,000 | 9,061,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,107,000 | 2,053,000 | 3,114,000 | 4,195,000 |
| Interest expense | 232,000 | 474,000 | 712,000 | 939,000 |
| Net interest income | 875,000 | 1,579,000 | 2,402,000 | 3,256,000 |
| Noninterest income | 176,000 | 483,000 | 655,000 | 834,000 |
| Noninterest expense | 842,000 | 1,707,000 | 2,507,000 | 3,378,000 |
| Provision for loan losses | 63,000 | 122,000 | 182,000 | 244,000 |
| Pretax income | 146,000 | 233,000 | 368,000 | 468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 233,000 | 368,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,002,000 | 9,088,000 | 9,224,000 | 8,661,000 |
| Total capital | 9,669,000 | 9,816,000 | 9,947,000 | 9,380,000 |
| Risk-weighted assets | 53,115,000 | 58,009,000 | 57,575,000 | 57,189,000 |