Call reports 2019
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2019
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,798,000 | 86,262,000 | 85,205,000 | 87,342,000 |
| Total loans | 56,133,000 | 57,983,000 | 61,043,000 | 68,893,000 |
| Allowance for loan losses | 733,000 | 758,000 | 812,000 | 865,000 |
| Securities available for sale | 17,080,000 | 16,133,000 | 10,897,000 | 10,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,147,000 | 76,585,000 | 75,550,000 | 77,478,000 |
| Interest-bearing deposits | 53,032,000 | 60,341,000 | 61,156,000 | 61,069,000 |
| Noninterest-bearing deposits | 17,115,000 | 16,244,000 | 14,394,000 | 16,409,000 |
| Equity capital | 8,312,000 | 9,106,000 | 9,123,000 | 8,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,011,000 | 2,082,000 | 3,149,000 | 4,236,000 |
| Interest expense | 110,000 | 290,000 | 514,000 | 742,000 |
| Net interest income | 901,000 | 1,792,000 | 2,635,000 | 3,494,000 |
| Noninterest income | 162,000 | 925,000 | 1,096,000 | 1,274,000 |
| Noninterest expense | 841,000 | 1,731,000 | 2,992,000 | 3,896,000 |
| Provision for loan losses | 73,000 | 121,000 | 242,000 | 308,000 |
| Pretax income | 149,000 | 865,000 | 497,000 | 564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 865,000 | 497,000 | 564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,302,000 | 9,018,000 | 9,055,000 | 8,856,000 |
| Total capital | 8,827,000 | 9,565,000 | 9,623,000 | 9,520,000 |
| Risk-weighted assets | 41,802,000 | 43,471,000 | 45,169,000 | 52,934,000 |