Call reports 2017
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2017
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,243,000 | 82,757,000 | 81,965,000 | 80,843,000 |
| Total loans | 49,425,000 | 48,599,000 | 49,486,000 | 49,664,000 |
| Allowance for loan losses | 712,000 | 716,000 | 730,000 | 725,000 |
| Securities available for sale | 26,712,000 | 26,661,000 | 26,410,000 | 25,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,294,000 | 69,428,000 | 68,580,000 | 67,562,000 |
| Interest-bearing deposits | 54,792,000 | 53,321,000 | 52,926,000 | 52,768,000 |
| Noninterest-bearing deposits | 17,502,000 | 16,107,000 | 15,654,000 | 14,794,000 |
| Equity capital | 11,605,000 | 11,911,000 | 12,107,000 | 10,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,882,000 | 2,836,000 | 3,777,000 |
| Interest expense | 71,000 | 139,000 | 206,000 | 281,000 |
| Net interest income | 876,000 | 1,743,000 | 2,630,000 | 3,496,000 |
| Noninterest income | 500,000 | 808,000 | 978,000 | 1,159,000 |
| Noninterest expense | 836,000 | 1,624,000 | 2,402,000 | 3,474,000 |
| Provision for loan losses | 32,000 | 86,000 | 112,000 | 116,000 |
| Pretax income | 508,000 | 841,000 | 1,094,000 | 1,065,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 841,000 | 1,094,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,849,000 | 11,183,000 | 11,436,000 | 10,557,000 |
| Total capital | 11,358,000 | 11,683,000 | 11,938,000 | 11,062,000 |
| Risk-weighted assets | 40,497,000 | 39,806,000 | 39,914,000 | 40,173,000 |