Call reports 2016
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2016
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,708,000 | 87,980,000 | 86,203,000 | 85,769,000 |
| Total loans | 47,553,000 | 49,623,000 | 49,321,000 | 50,137,000 |
| Allowance for loan losses | 636,000 | 656,000 | 652,000 | 726,000 |
| Securities available for sale | 28,312,000 | 26,329,000 | 26,414,000 | 26,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,921,000 | 73,224,000 | 71,572,000 | 71,603,000 |
| Interest-bearing deposits | 55,921,000 | 55,913,000 | 54,693,000 | 55,282,000 |
| Noninterest-bearing deposits | 17,000,000 | 17,311,000 | 16,879,000 | 16,321,000 |
| Equity capital | 13,340,000 | 13,345,000 | 13,216,000 | 11,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,897,000 | 2,806,000 | 3,862,000 |
| Interest expense | 83,000 | 164,000 | 243,000 | 320,000 |
| Net interest income | 875,000 | 1,733,000 | 2,563,000 | 3,542,000 |
| Noninterest income | 183,000 | 392,000 | 608,000 | 603,000 |
| Noninterest expense | 833,000 | 1,891,000 | 2,913,000 | 5,260,000 |
| Provision for loan losses | 53,000 | 95,000 | 120,000 | 216,000 |
| Pretax income | 172,000 | 139,000 | 138,000 | -1,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 172,000 | 139,000 | 138,000 | -1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,861,000 | 11,818,000 | 11,816,000 | 10,342,000 |
| Total capital | 12,367,000 | 12,342,000 | 12,339,000 | 10,857,000 |
| Risk-weighted assets | 40,325,000 | 41,798,000 | 41,675,000 | 41,026,000 |