Call reports 2014
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2014
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,589,000 | 94,800,000 | 92,273,000 | 91,811,000 |
| Total loans | 49,482,000 | 49,201,000 | 49,484,000 | 49,650,000 |
| Allowance for loan losses | 690,000 | 688,000 | 614,000 | 636,000 |
| Securities available for sale | 37,744,000 | 35,693,000 | 33,869,000 | 30,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,958,000 | 78,736,000 | 75,951,000 | 76,453,000 |
| Interest-bearing deposits | 62,611,000 | 59,241,000 | 57,221,000 | 57,381,000 |
| Noninterest-bearing deposits | 21,347,000 | 19,495,000 | 18,730,000 | 19,072,000 |
| Equity capital | 13,347,000 | 13,784,000 | 13,946,000 | 12,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,090,000 | 3,132,000 | 4,159,000 |
| Interest expense | 135,000 | 260,000 | 364,000 | 463,000 |
| Net interest income | 901,000 | 1,830,000 | 2,768,000 | 3,696,000 |
| Noninterest income | 168,000 | 350,000 | 553,000 | 774,000 |
| Noninterest expense | 753,000 | 1,512,000 | 2,257,000 | 3,049,000 |
| Provision for loan losses | 40,000 | 79,000 | 122,000 | 194,000 |
| Pretax income | 276,000 | 589,000 | 942,000 | 1,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 589,000 | 942,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,131,000 | 13,445,000 | 13,798,000 | 12,940,000 |
| Total capital | 13,691,000 | 13,990,000 | 14,340,000 | 13,467,000 |
| Risk-weighted assets | 44,687,000 | 43,449,000 | 43,319,000 | 42,061,000 |