Call reports 2013
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2013
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,523,000 | 94,555,000 | 94,121,000 | 99,861,000 |
| Total loans | 48,719,000 | 49,564,000 | 50,331,000 | 48,924,000 |
| Allowance for loan losses | 660,000 | 685,000 | 675,000 | 671,000 |
| Securities available for sale | 36,107,000 | 34,924,000 | 33,678,000 | 33,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,764,000 | 78,501,000 | 78,278,000 | 84,757,000 |
| Interest-bearing deposits | 62,509,000 | 62,688,000 | 61,390,000 | 62,880,000 |
| Noninterest-bearing deposits | 15,255,000 | 15,813,000 | 16,888,000 | 21,877,000 |
| Equity capital | 14,017,000 | 13,154,000 | 12,819,000 | 12,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,235,000 | 3,335,000 | 4,415,000 |
| Interest expense | 146,000 | 289,000 | 429,000 | 569,000 |
| Net interest income | 973,000 | 1,946,000 | 2,906,000 | 3,846,000 |
| Noninterest income | 198,000 | 410,000 | 435,000 | 663,000 |
| Noninterest expense | 795,000 | 1,646,000 | 2,401,000 | 3,094,000 |
| Provision for loan losses | 62,000 | 127,000 | 141,000 | 200,000 |
| Pretax income | 314,000 | 583,000 | 799,000 | 1,215,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 583,000 | 799,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,994,000 | 13,262,000 | 13,478,000 | 12,856,000 |
| Total capital | 13,564,000 | 13,835,000 | 14,047,000 | 13,400,000 |
| Risk-weighted assets | 45,540,000 | 45,574,000 | 45,405,000 | 43,428,000 |