Call reports 2012
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2012
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 94,732,000 | 96,136,000 | 96,056,000 | 96,338,000 |
| Total loans | 51,446,000 | 48,581,000 | 48,191,000 | 47,924,000 |
| Allowance for loan losses | 614,000 | 571,000 | 582,000 | 628,000 |
| Securities available for sale | 30,482,000 | 34,133,000 | 38,631,000 | 34,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,745,000 | 77,896,000 | 77,978,000 | 78,970,000 |
| Interest-bearing deposits | 61,708,000 | 61,864,000 | 62,371,000 | 62,827,000 |
| Noninterest-bearing deposits | 15,037,000 | 16,032,000 | 15,607,000 | 16,143,000 |
| Equity capital | 14,381,000 | 14,737,000 | 14,520,000 | 14,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,228,000 | 2,440,000 | 3,624,000 | 4,787,000 |
| Interest expense | 189,000 | 371,000 | 542,000 | 701,000 |
| Net interest income | 1,039,000 | 2,069,000 | 3,082,000 | 4,086,000 |
| Noninterest income | 199,000 | 410,000 | 620,000 | 852,000 |
| Noninterest expense | 821,000 | 1,648,000 | 2,480,000 | 3,288,000 |
| Provision for loan losses | 73,000 | 145,000 | 213,000 | 274,000 |
| Pretax income | 344,000 | 686,000 | 1,009,000 | 1,376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 686,000 | 1,009,000 | 1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,033,000 | 12,861,000 | 12,879,000 | 12,679,000 |
| Total capital | 13,616,000 | 13,424,000 | 13,446,000 | 13,251,000 |
| Risk-weighted assets | 46,572,000 | 44,994,000 | 45,345,000 | 45,664,000 |