Call reports 2011
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2011
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,591,000 | 100,446,000 | 95,963,000 | 95,116,000 |
| Total loans | 54,183,000 | 54,054,000 | 54,250,000 | 52,465,000 |
| Allowance for loan losses | 787,000 | 792,000 | 807,000 | 673,000 |
| Securities available for sale | 31,988,000 | 35,699,000 | 31,578,000 | 32,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,751,000 | 81,909,000 | 78,036,000 | 76,858,000 |
| Interest-bearing deposits | 63,912,000 | 67,244,000 | 63,300,000 | 62,175,000 |
| Noninterest-bearing deposits | 14,839,000 | 14,665,000 | 14,736,000 | 14,683,000 |
| Equity capital | 13,085,000 | 13,650,000 | 14,384,000 | 14,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,671,000 | 4,003,000 | 5,307,000 |
| Interest expense | 246,000 | 491,000 | 721,000 | 930,000 |
| Net interest income | 1,097,000 | 2,180,000 | 3,282,000 | 4,377,000 |
| Noninterest income | 174,000 | 343,000 | 566,000 | 794,000 |
| Noninterest expense | 794,000 | 1,602,000 | 2,392,000 | 3,175,000 |
| Provision for loan losses | 37,000 | 55,000 | 95,000 | 191,000 |
| Pretax income | 422,000 | 848,000 | 1,342,000 | 1,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 848,000 | 1,342,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,908,000 | 12,703,000 | 12,760,000 | 12,689,000 |
| Total capital | 13,563,000 | 13,362,000 | 13,400,000 | 13,289,000 |
| Risk-weighted assets | 52,259,000 | 52,557,000 | 50,993,000 | 47,961,000 |