Call reports 2010
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2010
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,445,000 | 96,101,000 | 98,991,000 | 97,592,000 |
| Total loans | 58,912,000 | 59,325,000 | 58,739,000 | 57,630,000 |
| Allowance for loan losses | 743,000 | 778,000 | 798,000 | 758,000 |
| Securities available for sale | 29,864,000 | 27,923,000 | 31,568,000 | 32,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,390,000 | 77,655,000 | 79,923,000 | 79,995,000 |
| Interest-bearing deposits | 62,743,000 | 62,888,000 | 66,016,000 | 65,743,000 |
| Noninterest-bearing deposits | 14,647,000 | 14,767,000 | 13,907,000 | 14,252,000 |
| Equity capital | 13,213,000 | 13,609,000 | 14,026,000 | 12,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,820,000 | 4,241,000 | 5,643,000 |
| Interest expense | 292,000 | 564,000 | 852,000 | 1,134,000 |
| Net interest income | 1,115,000 | 2,256,000 | 3,389,000 | 4,509,000 |
| Noninterest income | 162,000 | 350,000 | 546,000 | 718,000 |
| Noninterest expense | 755,000 | 1,578,000 | 2,377,000 | 3,185,000 |
| Provision for loan losses | 94,000 | 193,000 | 276,000 | 348,000 |
| Pretax income | 428,000 | 835,000 | 1,282,000 | 1,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 428,000 | 835,000 | 1,282,000 | 1,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,781,000 | 12,567,000 | 12,627,000 | 12,486,000 |
| Total capital | 13,452,000 | 13,242,000 | 13,312,000 | 13,167,000 |
| Risk-weighted assets | 53,592,000 | 53,881,000 | 54,713,000 | 54,380,000 |