Call reports 2009
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2009
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 96,828,000 | 98,722,000 | 97,484,000 | 98,969,000 |
| Total loans | 58,737,000 | 59,217,000 | 59,753,000 | 59,326,000 |
| Allowance for loan losses | 563,000 | 564,000 | 621,000 | 678,000 |
| Securities available for sale | 21,552,000 | 20,751,000 | 22,911,000 | 26,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,428,000 | 80,280,000 | 79,168,000 | 81,441,000 |
| Interest-bearing deposits | 62,589,000 | 63,883,000 | 64,587,000 | 65,716,000 |
| Noninterest-bearing deposits | 14,839,000 | 16,397,000 | 14,581,000 | 15,725,000 |
| Equity capital | 13,563,000 | 12,909,000 | 13,192,000 | 12,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,850,000 | 4,301,000 | 5,734,000 |
| Interest expense | 387,000 | 749,000 | 1,091,000 | 1,408,000 |
| Net interest income | 1,042,000 | 2,101,000 | 3,210,000 | 4,326,000 |
| Noninterest income | 175,000 | 349,000 | 547,000 | 705,000 |
| Noninterest expense | 752,000 | 1,525,000 | 2,329,000 | 3,038,000 |
| Provision for loan losses | 71,000 | 155,000 | 251,000 | 342,000 |
| Pretax income | 394,000 | 770,000 | 1,177,000 | 1,651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 770,000 | 1,177,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,772,000 | 12,334,000 | 12,397,000 | 12,353,000 |
| Total capital | 12,335,000 | 12,898,000 | 13,018,000 | 13,031,000 |
| Risk-weighted assets | 58,418,000 | 60,323,000 | 59,511,000 | 54,354,000 |