Call reports 2008
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2008
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 97,398,000 | 95,471,000 | 94,788,000 | 96,927,000 |
| Total loans | 60,901,000 | 59,390,000 | 59,360,000 | 58,606,000 |
| Allowance for loan losses | 537,000 | 486,000 | 497,000 | 552,000 |
| Securities available for sale | 19,184,000 | 16,745,000 | 20,715,000 | 20,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,720,000 | 78,065,000 | 77,025,000 | 77,650,000 |
| Interest-bearing deposits | 64,195,000 | 62,772,000 | 60,833,000 | 61,795,000 |
| Noninterest-bearing deposits | 15,525,000 | 15,293,000 | 16,192,000 | 15,855,000 |
| Equity capital | 13,686,000 | 13,038,000 | 13,107,000 | 13,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,044,000 | 4,569,000 | 6,057,000 |
| Interest expense | 583,000 | 1,102,000 | 1,543,000 | 1,952,000 |
| Net interest income | 974,000 | 1,942,000 | 3,026,000 | 4,105,000 |
| Noninterest income | 185,000 | 374,000 | 552,000 | 734,000 |
| Noninterest expense | 732,000 | 1,510,000 | 2,230,000 | 2,994,000 |
| Provision for loan losses | 55,000 | 80,000 | 154,000 | 258,000 |
| Pretax income | 372,000 | 726,000 | 1,194,000 | 1,587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 726,000 | 1,194,000 | 1,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,296,000 | 12,085,000 | 12,185,000 | 11,378,000 |
| Total capital | 12,833,000 | 12,571,000 | 12,682,000 | 11,930,000 |
| Risk-weighted assets | 55,127,000 | 53,063,000 | 52,832,000 | 55,683,000 |