Call reports 2007
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2007
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,626,000 | 96,080,000 | 95,902,000 | 95,600,000 |
| Total loans | 58,893,000 | 61,424,000 | 61,223,000 | 60,570,000 |
| Allowance for loan losses | 649,000 | 624,000 | 664,000 | 547,000 |
| Securities available for sale | 29,060,000 | 28,697,000 | 28,699,000 | 27,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,569,000 | 76,918,000 | 77,349,000 | 78,357,000 |
| Interest-bearing deposits | 60,513,000 | 62,004,000 | 62,490,000 | 63,630,000 |
| Noninterest-bearing deposits | 15,056,000 | 14,914,000 | 14,859,000 | 14,727,000 |
| Equity capital | 13,051,000 | 12,557,000 | 12,306,000 | 12,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,088,000 | 4,732,000 | 6,337,000 |
| Interest expense | 603,000 | 1,237,000 | 1,902,000 | 2,543,000 |
| Net interest income | 910,000 | 1,851,000 | 2,830,000 | 3,794,000 |
| Noninterest income | 168,000 | 354,000 | 539,000 | 746,000 |
| Noninterest expense | 704,000 | 1,412,000 | 2,140,000 | 2,827,000 |
| Provision for loan losses | 6,000 | 12,000 | 323,000 | 344,000 |
| Pretax income | 368,000 | 781,000 | 906,000 | 1,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 781,000 | 906,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,482,000 | 12,311,000 | 12,060,000 | 11,925,000 |
| Total capital | 13,131,000 | 12,935,000 | 12,724,000 | 12,472,000 |
| Risk-weighted assets | 53,205,000 | 56,291,000 | 55,659,000 | 55,350,000 |