Call reports 2005
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2005
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,092,000 | 86,428,000 | 91,543,000 | 93,253,000 |
| Total loans | 34,634,000 | 39,065,000 | 42,861,000 | 46,523,000 |
| Allowance for loan losses | 810,000 | 807,000 | 830,000 | 815,000 |
| Securities available for sale | 32,117,000 | 40,778,000 | 42,211,000 | 39,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,014,000 | 68,738,000 | 74,791,000 | 76,716,000 |
| Interest-bearing deposits | 48,841,000 | 56,962,000 | 61,103,000 | 62,297,000 |
| Noninterest-bearing deposits | 11,173,000 | 11,776,000 | 13,688,000 | 14,419,000 |
| Equity capital | 12,546,000 | 13,128,000 | 12,631,000 | 12,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,243,000 | 3,502,000 | 4,876,000 |
| Interest expense | 204,000 | 515,000 | 904,000 | 1,356,000 |
| Net interest income | 891,000 | 1,728,000 | 2,598,000 | 3,520,000 |
| Noninterest income | 89,000 | 188,000 | 329,000 | 481,000 |
| Noninterest expense | 611,000 | 1,263,000 | 1,909,000 | 2,546,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 354,000 | 623,000 | 973,000 | 1,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 623,000 | 973,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,215,000 | 12,035,000 | 12,049,000 | 11,768,000 |
| Total capital | 12,660,000 | 12,540,000 | 12,594,000 | 12,343,000 |
| Risk-weighted assets | 35,209,000 | 40,137,000 | 43,278,000 | 45,737,000 |