Call reports 2004
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2004
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 71,708,000 | 71,429,000 | 71,616,000 | 74,234,000 |
| Total loans | 35,135,000 | 33,496,000 | 33,956,000 | 36,095,000 |
| Allowance for loan losses | 787,000 | 819,000 | 847,000 | 814,000 |
| Securities available for sale | 28,957,000 | 29,840,000 | 29,591,000 | 30,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,345,000 | 56,464,000 | 55,787,000 | 56,543,000 |
| Interest-bearing deposits | 45,861,000 | 45,008,000 | 44,380,000 | 43,805,000 |
| Noninterest-bearing deposits | 9,484,000 | 11,456,000 | 11,407,000 | 12,738,000 |
| Equity capital | 13,603,000 | 12,339,000 | 13,167,000 | 12,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,033,000 | 3,034,000 | 4,037,000 |
| Interest expense | 189,000 | 369,000 | 550,000 | 737,000 |
| Net interest income | 828,000 | 1,664,000 | 2,484,000 | 3,300,000 |
| Noninterest income | 100,000 | 168,000 | 264,000 | 349,000 |
| Noninterest expense | 491,000 | 981,000 | 1,512,000 | 2,119,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 407,000 | 791,000 | 1,146,000 | 1,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 791,000 | 1,146,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,067,000 | 11,880,000 | 11,923,000 | 11,861,000 |
| Total capital | 12,498,000 | 12,297,000 | 12,347,000 | 12,314,000 |
| Risk-weighted assets | 34,119,000 | 32,982,000 | 33,462,000 | 35,841,000 |