Call reports 2003
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2003
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,227,000 | 73,524,000 | 71,797,000 | 72,218,000 |
| Total loans | 38,268,000 | 37,792,000 | 37,421,000 | 35,769,000 |
| Allowance for loan losses | 1,117,000 | 1,027,000 | 1,027,000 | 980,000 |
| Securities available for sale | 26,131,000 | 21,971,000 | 25,195,000 | 26,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,007,000 | 57,136,000 | 56,238,000 | 56,832,000 |
| Interest-bearing deposits | 49,519,000 | 46,948,000 | 46,101,000 | 46,686,000 |
| Noninterest-bearing deposits | 9,488,000 | 10,188,000 | 10,137,000 | 10,146,000 |
| Equity capital | 13,383,000 | 13,666,000 | 12,903,000 | 12,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,222,000 | 3,282,000 | 4,322,000 |
| Interest expense | 269,000 | 510,000 | 715,000 | 914,000 |
| Net interest income | 850,000 | 1,712,000 | 2,567,000 | 3,408,000 |
| Noninterest income | 106,000 | 184,000 | 278,000 | 401,000 |
| Noninterest expense | 505,000 | 1,037,000 | 1,538,000 | 2,070,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 421,000 | 799,000 | 1,217,000 | 1,619,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 420,000 | 798,000 | 1,216,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,855,000 | 11,683,000 | 11,692,000 | 11,660,000 |
| Total capital | 12,304,000 | 12,131,000 | 12,137,000 | 12,141,000 |
| Risk-weighted assets | 35,260,000 | 35,264,000 | 35,036,000 | 38,011,000 |