Call reports 2002
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2002
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,026,000 | 76,688,000 | 76,014,000 | 75,417,000 |
| Total loans | 42,787,000 | 42,162,000 | 41,215,000 | 39,683,000 |
| Allowance for loan losses | 678,000 | 699,000 | 673,000 | 1,098,000 |
| Securities available for sale | 22,775,000 | 23,180,000 | 21,614,000 | 26,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,798,000 | 61,566,000 | 60,069,000 | 59,782,000 |
| Interest-bearing deposits | 51,561,000 | 51,816,000 | 50,013,000 | 49,156,000 |
| Noninterest-bearing deposits | 9,237,000 | 9,750,000 | 10,056,000 | 10,626,000 |
| Equity capital | 12,685,000 | 13,187,000 | 13,880,000 | 13,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,579,000 | 3,817,000 | 5,007,000 |
| Interest expense | 392,000 | 727,000 | 1,053,000 | 1,360,000 |
| Net interest income | 915,000 | 1,852,000 | 2,764,000 | 3,647,000 |
| Noninterest income | 93,000 | 190,000 | 303,000 | 386,000 |
| Noninterest expense | 523,000 | 1,003,000 | 1,505,000 | 1,975,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 580,000 |
| Pretax income | 440,000 | 949,000 | 1,433,000 | 1,478,000 |
| Income tax | -407,000 | -407,000 | -407,000 | -407,000 |
| Net income | 847,000 | 1,356,000 | 1,840,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,103,000 | 12,064,000 | 12,227,000 | 11,435,000 |
| Total capital | 12,589,000 | 12,542,000 | 12,695,000 | 11,897,000 |
| Risk-weighted assets | 38,692,000 | 37,987,000 | 37,263,000 | 36,347,000 |