Call reports 2001
FIRST NATIONAL BANK OF WILLIAMSON, THE — 2001
What FIRST NATIONAL BANK OF WILLIAMSON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,390,000 | 76,056,000 | 77,904,000 | 76,780,000 |
| Total loans | 43,369,000 | 44,652,000 | 44,433,000 | 43,805,000 |
| Allowance for loan losses | 741,000 | 689,000 | 683,000 | 640,000 |
| Securities available for sale | 23,671,000 | 22,732,000 | 22,923,000 | 23,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,066,000 | 61,650,000 | 61,465,000 | 60,818,000 |
| Interest-bearing deposits | 53,324,000 | 52,405,000 | 51,148,000 | 50,811,000 |
| Noninterest-bearing deposits | 9,742,000 | 9,245,000 | 10,317,000 | 10,007,000 |
| Equity capital | 12,952,000 | 13,086,000 | 13,355,000 | 13,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,899,000 | 4,345,000 | 5,724,000 |
| Interest expense | 601,000 | 1,177,000 | 1,718,000 | 2,177,000 |
| Net interest income | 853,000 | 1,722,000 | 2,627,000 | 3,547,000 |
| Noninterest income | 83,000 | 183,000 | 275,000 | 357,000 |
| Noninterest expense | 478,000 | 937,000 | 1,457,000 | 1,991,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 434,000 | 920,000 | 1,373,000 | 1,817,000 |
| Income tax | 157,000 | 333,000 | 494,000 | 654,000 |
| Net income | 277,000 | 587,000 | 879,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,898,000 | 12,088,000 | 12,260,000 | 12,425,000 |
| Total capital | 12,359,000 | 12,560,000 | 12,747,000 | 12,909,000 |
| Risk-weighted assets | 36,616,000 | 37,537,000 | 38,731,000 | 38,556,000 |