Call reports 2026
PEOPLES BANK OF THE SOUTH — 2026
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 231,440,000 | 232,002,000 |
| Total loans | 193,595,000 | 200,405,000 |
| Allowance for loan losses | 2,002,000 | 2,002,000 |
| Securities available for sale | 19,725,000 | 13,297,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 189,280,000 | 190,457,000 |
| Interest-bearing deposits | 137,459,000 | 138,772,000 |
| Noninterest-bearing deposits | 51,821,000 | 51,685,000 |
| Equity capital | 26,845,000 | 27,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,966,000 | 8,033,000 |
| Interest expense | 979,000 | 1,962,000 |
| Net interest income | 2,987,000 | 6,071,000 |
| Noninterest income | 127,000 | 293,000 |
| Noninterest expense | 1,193,000 | 2,540,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,921,000 | 3,824,000 |
| Income tax | 125,000 | 250,000 |
| Net income | 1,796,000 | 3,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,823,000 | 28,571,000 |
| Total capital | 29,789,000 | 30,573,000 |
| Risk-weighted assets | 157,143,000 | 173,312,000 |