Call reports 2023
PEOPLES BANK OF THE SOUTH — 2023
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 208,321,000 | 214,716,000 | 213,227,000 | 213,698,000 |
| Total loans | 173,134,000 | 177,816,000 | 173,579,000 | 175,807,000 |
| Allowance for loan losses | 1,912,000 | 2,004,000 | 2,010,000 | 2,012,000 |
| Securities available for sale | 22,753,000 | 22,618,000 | 22,392,000 | 23,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,159,000 | 175,939,000 | 174,414,000 | 174,025,000 |
| Interest-bearing deposits | 124,942,000 | 119,533,000 | 115,824,000 | 118,639,000 |
| Noninterest-bearing deposits | 56,217,000 | 56,406,000 | 58,590,000 | 55,386,000 |
| Equity capital | 20,400,000 | 20,647,000 | 20,684,000 | 21,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,648,000 | 5,565,000 | 8,678,000 | 11,944,000 |
| Interest expense | 319,000 | 815,000 | 1,526,000 | 2,357,000 |
| Net interest income | 2,329,000 | 4,750,000 | 7,152,000 | 9,587,000 |
| Noninterest income | 136,000 | 304,000 | 435,000 | 548,000 |
| Noninterest expense | 1,215,000 | 2,530,000 | 3,922,000 | 5,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,250,000 | 2,524,000 | 3,665,000 | 4,785,000 |
| Income tax | 82,000 | 165,000 | 240,000 | 313,000 |
| Net income | 1,168,000 | 2,359,000 | 3,425,000 | 4,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,381,000 | 23,760,000 | 24,020,000 | 24,192,000 |
| Total capital | 25,200,000 | 25,698,000 | 25,835,000 | 26,171,000 |
| Risk-weighted assets | 145,388,000 | 155,033,000 | 144,976,000 | 158,312,000 |