Call reports 2022
PEOPLES BANK OF THE SOUTH — 2022
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 195,895,000 | 195,079,000 | 195,099,000 | 202,043,000 |
| Total loans | 142,201,000 | 156,958,000 | 159,788,000 | 166,340,000 |
| Allowance for loan losses | 1,516,000 | 1,505,000 | 1,506,000 | 1,506,000 |
| Securities available for sale | 23,886,000 | 23,302,000 | 22,123,000 | 22,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,097,000 | 172,434,000 | 172,996,000 | 179,888,000 |
| Interest-bearing deposits | 112,892,000 | 111,586,000 | 110,888,000 | 121,219,000 |
| Noninterest-bearing deposits | 60,205,000 | 60,848,000 | 62,108,000 | 58,669,000 |
| Equity capital | 20,337,000 | 20,321,000 | 19,727,000 | 20,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,935,000 | 4,267,000 | 6,652,000 | 9,168,000 |
| Interest expense | 55,000 | 108,000 | 160,000 | 307,000 |
| Net interest income | 1,880,000 | 4,159,000 | 6,492,000 | 8,861,000 |
| Noninterest income | 145,000 | 279,000 | 419,000 | 553,000 |
| Noninterest expense | 1,124,000 | 2,315,000 | 3,586,000 | 4,961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 901,000 | 2,123,000 | 3,325,000 | 4,453,000 |
| Income tax | 60,000 | 139,000 | 218,000 | 292,000 |
| Net income | 841,000 | 1,984,000 | 3,107,000 | 4,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,194,000 | 22,760,000 | 23,342,000 | 23,552,000 |
| Total capital | 23,710,000 | 24,265,000 | 24,848,000 | 25,058,000 |
| Risk-weighted assets | 130,911,000 | 144,539,000 | 133,005,000 | 148,923,000 |