Call reports 2021
PEOPLES BANK OF THE SOUTH — 2021
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 188,574,000 | 187,026,000 | 191,661,000 | 195,544,000 |
| Total loans | 133,783,000 | 128,735,000 | 131,568,000 | 133,720,000 |
| Allowance for loan losses | 1,500,000 | 1,516,000 | 1,516,000 | 1,516,000 |
| Securities available for sale | 5,526,000 | 25,531,000 | 25,510,000 | 25,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,138,000 | 162,108,000 | 166,414,000 | 170,630,000 |
| Interest-bearing deposits | 109,120,000 | 109,737,000 | 108,530,000 | 112,333,000 |
| Noninterest-bearing deposits | 53,018,000 | 52,371,000 | 57,884,000 | 58,297,000 |
| Equity capital | 21,330,000 | 21,898,000 | 22,181,000 | 22,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,008,000 | 4,296,000 | 6,490,000 | 8,826,000 |
| Interest expense | 124,000 | 211,000 | 279,000 | 341,000 |
| Net interest income | 1,884,000 | 4,085,000 | 6,211,000 | 8,485,000 |
| Noninterest income | 169,000 | 411,000 | 567,000 | 803,000 |
| Noninterest expense | 1,140,000 | 2,274,000 | 3,574,000 | 4,923,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 913,000 | 2,222,000 | 3,204,000 | 4,365,000 |
| Income tax | 60,000 | 146,000 | 210,000 | 286,000 |
| Net income | 853,000 | 2,076,000 | 2,994,000 | 4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,506,000 | 22,116,000 | 22,419,000 | 22,698,000 |
| Total capital | 23,006,000 | 23,558,000 | 23,935,000 | 24,214,000 |
| Risk-weighted assets | 121,838,000 | 115,161,000 | 123,515,000 | 126,426,000 |