Call reports 2020
PEOPLES BANK OF THE SOUTH — 2020
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 158,032,000 | 171,592,000 | 175,971,000 | 179,466,000 |
| Total loans | 138,504,000 | 147,868,000 | 141,506,000 | 133,060,000 |
| Allowance for loan losses | 1,586,000 | 1,568,000 | 1,554,000 | 1,499,000 |
| Securities available for sale | 199,000 | 213,000 | 213,000 | 214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,022,000 | 145,197,000 | 149,408,000 | 154,672,000 |
| Interest-bearing deposits | 101,332,000 | 102,873,000 | 105,740,000 | 108,629,000 |
| Noninterest-bearing deposits | 31,690,000 | 42,324,000 | 43,668,000 | 46,043,000 |
| Equity capital | 21,118,000 | 21,193,000 | 21,278,000 | 21,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,206,000 | 4,265,000 | 6,366,000 | 8,701,000 |
| Interest expense | 294,000 | 538,000 | 737,000 | 911,000 |
| Net interest income | 1,912,000 | 3,727,000 | 5,629,000 | 7,790,000 |
| Noninterest income | 267,000 | 433,000 | 655,000 | 837,000 |
| Noninterest expense | 1,211,000 | 2,467,000 | 3,622,000 | 4,878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 968,000 | 1,693,000 | 2,662,000 | 3,749,000 |
| Income tax | 63,000 | 111,000 | 174,000 | 245,000 |
| Net income | 905,000 | 1,582,000 | 2,488,000 | 3,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,119,000 | 21,195,000 | 21,279,000 | 21,475,000 |
| Total capital | 22,451,000 | 22,763,000 | 22,833,000 | 22,927,000 |
| Risk-weighted assets | 106,180,000 | 126,828,000 | 135,589,000 | 116,021,000 |