Call reports 2019
PEOPLES BANK OF THE SOUTH — 2019
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 149,925,000 | 150,536,000 | 151,263,000 | 153,694,000 |
| Total loans | 127,771,000 | 129,452,000 | 130,999,000 | 133,178,000 |
| Allowance for loan losses | 1,489,000 | 1,451,000 | 1,437,000 | 1,586,000 |
| Securities available for sale | 204,000 | 208,000 | 209,000 | 208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,267,000 | 128,889,000 | 129,267,000 | 131,724,000 |
| Interest-bearing deposits | 99,184,000 | 97,134,000 | 98,070,000 | 101,871,000 |
| Noninterest-bearing deposits | 29,083,000 | 31,755,000 | 31,197,000 | 29,853,000 |
| Equity capital | 20,799,000 | 20,797,000 | 20,948,000 | 21,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,888,000 | 5,976,000 | 8,097,000 |
| Interest expense | 269,000 | 563,000 | 871,000 | 1,183,000 |
| Net interest income | 1,659,000 | 3,325,000 | 5,105,000 | 6,914,000 |
| Noninterest income | 170,000 | 325,000 | 504,000 | 677,000 |
| Noninterest expense | 1,158,000 | 2,324,000 | 3,464,000 | 4,617,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 671,000 | 1,326,000 | 2,145,000 | 3,124,000 |
| Income tax | 44,000 | 87,000 | 140,000 | 204,000 |
| Net income | 627,000 | 1,239,000 | 2,005,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,799,000 | 20,798,000 | 20,950,000 | 21,248,000 |
| Total capital | 22,152,000 | 22,177,000 | 22,387,000 | 22,667,000 |
| Risk-weighted assets | 107,954,000 | 110,324,000 | 150,457,000 | 113,227,000 |