Call reports 2018
PEOPLES BANK OF THE SOUTH — 2018
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,078,000 | 148,063,000 | 147,291,000 | 146,790,000 |
| Total loans | 129,226,000 | 130,344,000 | 128,407,000 | 126,416,000 |
| Allowance for loan losses | 1,587,000 | 1,587,000 | 1,567,000 | 1,489,000 |
| Securities available for sale | 234,000 | 198,000 | 195,000 | 200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,417,000 | 126,752,000 | 125,519,000 | 124,779,000 |
| Interest-bearing deposits | 91,160,000 | 95,018,000 | 96,559,000 | 95,968,000 |
| Noninterest-bearing deposits | 29,257,000 | 31,734,000 | 28,960,000 | 28,811,000 |
| Equity capital | 20,500,000 | 20,555,000 | 20,785,000 | 20,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,724,000 | 5,760,000 | 7,772,000 |
| Interest expense | 135,000 | 294,000 | 493,000 | 723,000 |
| Net interest income | 1,719,000 | 3,430,000 | 5,267,000 | 7,049,000 |
| Noninterest income | 188,000 | 372,000 | 560,000 | 754,000 |
| Noninterest expense | 1,213,000 | 2,390,000 | 3,507,000 | 4,744,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 694,000 | 1,412,000 | 2,320,000 | 3,059,000 |
| Income tax | 46,000 | 93,000 | 152,000 | 201,000 |
| Net income | 648,000 | 1,319,000 | 2,168,000 | 2,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,500,000 | 20,556,000 | 20,786,000 | 20,864,000 |
| Total capital | 21,889,000 | 21,943,000 | 22,181,000 | 22,353,000 |
| Risk-weighted assets | 110,888,000 | 110,732,000 | 111,409,000 | 109,205,000 |