Call reports 2017
PEOPLES BANK OF THE SOUTH — 2017
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,736,000 | 148,855,000 | 150,322,000 | 149,411,000 |
| Total loans | 126,644,000 | 125,241,000 | 124,743,000 | 131,603,000 |
| Allowance for loan losses | 1,606,000 | 1,596,000 | 1,587,000 | 1,581,000 |
| Securities available for sale | 272,000 | 244,000 | 243,000 | 238,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,805,000 | 126,776,000 | 128,058,000 | 123,192,000 |
| Interest-bearing deposits | 96,200,000 | 96,911,000 | 96,773,000 | 94,399,000 |
| Noninterest-bearing deposits | 29,605,000 | 29,865,000 | 31,285,000 | 28,793,000 |
| Equity capital | 20,252,000 | 20,541,000 | 20,631,000 | 20,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,601,000 | 5,514,000 | 7,404,000 |
| Interest expense | 128,000 | 258,000 | 387,000 | 519,000 |
| Net interest income | 1,631,000 | 3,343,000 | 5,127,000 | 6,885,000 |
| Noninterest income | 188,000 | 664,000 | 880,000 | 1,418,000 |
| Noninterest expense | 1,190,000 | 2,416,000 | 3,663,000 | 4,805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 629,000 | 1,591,000 | 2,344,000 | 3,498,000 |
| Income tax | 41,000 | 105,000 | 154,000 | 230,000 |
| Net income | 588,000 | 1,486,000 | 2,190,000 | 3,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,253,000 | 20,543,000 | 20,632,000 | 20,472,000 |
| Total capital | 21,646,000 | 21,900,000 | 21,986,000 | 21,889,000 |
| Risk-weighted assets | 111,201,000 | 108,414,000 | 108,090,000 | 113,194,000 |