Call reports 2011
PEOPLES BANK OF THE SOUTH — 2011
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 152,926,000 | 153,534,000 | 154,123,000 | 152,353,000 |
| Total loans | 124,133,000 | 124,948,000 | 124,581,000 | 122,917,000 |
| Allowance for loan losses | 1,796,000 | 1,856,000 | 1,637,000 | 1,914,000 |
| Securities available for sale | 7,990,000 | 7,819,000 | 7,678,000 | 7,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,542,000 | 130,854,000 | 133,535,000 | 132,015,000 |
| Interest-bearing deposits | 108,460,000 | 108,616,000 | 108,302,000 | 107,324,000 |
| Noninterest-bearing deposits | 21,082,000 | 22,238,000 | 25,233,000 | 24,691,000 |
| Equity capital | 18,920,000 | 19,139,000 | 19,231,000 | 19,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,988,000 | 3,984,000 | 6,066,000 | 8,046,000 |
| Interest expense | 349,000 | 668,000 | 956,000 | 1,206,000 |
| Net interest income | 1,639,000 | 3,316,000 | 5,110,000 | 6,840,000 |
| Noninterest income | -6,000 | 169,000 | 316,000 | 495,000 |
| Noninterest expense | 1,275,000 | 2,570,000 | 3,930,000 | 5,199,000 |
| Provision for loan losses | 50,000 | 125,000 | 325,000 | 650,000 |
| Pretax income | 308,000 | 792,000 | 1,173,000 | 1,488,000 |
| Income tax | 20,000 | 52,000 | 77,000 | 98,000 |
| Net income | 288,000 | 740,000 | 1,096,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,617,000 | 18,781,000 | 18,848,000 | 18,906,000 |
| Total capital | 20,058,000 | 20,225,000 | 20,268,000 | 20,320,000 |
| Risk-weighted assets | 114,917,000 | 115,088,000 | 113,403,000 | 112,703,000 |