Call reports 2005

PEOPLES BANK OF THE SOUTH — 2005

Name: PEOPLES BANK OF THE SOUTH — FFIEC call report 2005
Creator: PEOPLES BANK OF THE SOUTH

What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e4619782-4c73-40e0-83fa-8c3030a32208/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	109,660,000	113,467,000	112,036,000	113,335,000
Total loans	78,861,000	78,014,000	79,964,000	78,782,000
Allowance for loan losses	930,000	933,000	952,000	928,000
Securities available for sale	16,650,000	18,816,000	20,613,000	21,135,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	91,364,000	95,300,000	93,651,000	95,270,000
Interest-bearing deposits	74,281,000	76,948,000	75,748,000	77,864,000
Noninterest-bearing deposits	17,083,000	18,352,000	17,903,000	17,406,000
Equity capital	17,126,000	17,125,000	17,144,000	17,061,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,580,000	3,224,000	4,970,000	6,740,000
Interest expense	331,000	699,000	1,133,000	1,623,000
Net interest income	1,249,000	2,525,000	3,837,000	5,117,000
Noninterest income	152,000	335,000	524,000	648,000
Noninterest expense	906,000	2,129,000	3,124,000	4,187,000
Provision for loan losses	44,000	65,000	80,000	83,000
Pretax income	451,000	666,000	1,157,000	1,495,000
Income tax	144,000	194,000	343,000	424,000
Net income	307,000	472,000	814,000	1,071,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	16,993,000	16,958,000	17,061,000	17,113,000
Total capital	17,923,000	17,891,000	18,013,000	18,041,000
Risk-weighted assets	76,280,000	76,735,000	78,264,000	77,460,000