Call reports 2003

PEOPLES BANK OF THE SOUTH — 2003

Name: PEOPLES BANK OF THE SOUTH — FFIEC call report 2003
Creator: PEOPLES BANK OF THE SOUTH

What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e4619782-4c73-40e0-83fa-8c3030a32208/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	105,777,000	105,949,000	106,898,000	109,884,000
Total loans	64,141,000	66,626,000	68,823,000	70,889,000
Allowance for loan losses	698,000	715,000	719,000	732,000
Securities available for sale	27,796,000	27,116,000	27,172,000	25,230,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	87,029,000	86,793,000	88,651,000	90,701,000
Interest-bearing deposits	73,420,000	73,242,000	72,274,000	74,770,000
Noninterest-bearing deposits	13,609,000	13,551,000	16,377,000	15,931,000
Equity capital	17,223,000	17,370,000	16,927,000	17,164,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,610,000	3,196,000	4,792,000	6,372,000
Interest expense	378,000	709,000	970,000	1,205,000
Net interest income	1,232,000	2,487,000	3,822,000	5,167,000
Noninterest income	138,000	302,000	461,000	603,000
Noninterest expense	900,000	1,820,000	3,165,000	3,800,000
Provision for loan losses	24,000	48,000	78,000	108,000
Pretax income	446,000	922,000	1,042,000	1,867,000
Income tax	112,000	298,000	340,000	579,000
Net income	334,000	624,000	702,000	1,288,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	16,159,000	16,249,000	16,127,000	16,508,000
Total capital	16,857,000	16,964,000	16,846,000	17,240,000
Risk-weighted assets	62,679,000	65,447,000	67,387,000	69,889,000