Call reports 2002
PEOPLES BANK OF THE SOUTH — 2002
What PEOPLES BANK OF THE SOUTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 109,336,000 | 108,771,000 | 108,906,000 | 107,136,000 |
| Total loans | 60,749,000 | 60,600,000 | 63,484,000 | 63,057,000 |
| Allowance for loan losses | 610,000 | 642,000 | 660,000 | 668,000 |
| Securities available for sale | 37,996,000 | 34,956,000 | 32,616,000 | 30,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,346,000 | 90,846,000 | 88,814,000 | 88,032,000 |
| Interest-bearing deposits | 76,295,000 | 75,623,000 | 74,665,000 | 74,246,000 |
| Noninterest-bearing deposits | 15,051,000 | 15,223,000 | 14,149,000 | 13,786,000 |
| Equity capital | 16,372,000 | 16,774,000 | 17,208,000 | 17,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,805,000 | 3,559,000 | 5,315,000 | 7,018,000 |
| Interest expense | 547,000 | 1,034,000 | 1,481,000 | 1,899,000 |
| Net interest income | 1,258,000 | 2,525,000 | 3,834,000 | 5,119,000 |
| Noninterest income | 113,000 | 237,000 | 402,000 | 578,000 |
| Noninterest expense | 822,000 | 1,707,000 | 2,549,000 | 3,398,000 |
| Provision for loan losses | 21,000 | 46,000 | 73,000 | 100,000 |
| Pretax income | 533,000 | 1,022,000 | 1,629,000 | 2,214,000 |
| Income tax | 164,000 | 319,000 | 531,000 | 676,000 |
| Net income | 369,000 | 703,000 | 1,098,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,691,000 | 15,825,000 | 16,020,000 | 16,235,000 |
| Total capital | 16,301,000 | 16,467,000 | 16,680,000 | 16,903,000 |
| Risk-weighted assets | 60,847,000 | 60,701,000 | 62,786,000 | 61,933,000 |