Call reports 2025
UNION BANK — 2025
What UNION BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,524,011,000 | 1,479,452,000 | 1,573,005,000 | 1,616,622,000 |
| Total loans | 1,167,376,000 | 1,113,914,000 | 1,180,909,000 | 1,180,972,000 |
| Allowance for loan losses | 8,110,000 | 8,307,000 | 8,397,000 | 8,407,000 |
| Securities available for sale | 247,892,000 | 240,537,000 | 260,404,000 | 326,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,185,295,000 | 1,107,517,000 | 1,193,523,000 | 1,217,797,000 |
| Interest-bearing deposits | 948,813,000 | 886,017,000 | 961,973,000 | 988,013,000 |
| Noninterest-bearing deposits | 236,482,000 | 221,500,000 | 231,550,000 | 229,784,000 |
| Equity capital | 85,660,000 | 86,521,000 | 93,358,000 | 97,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,295,000 | 37,016,000 | 56,223,000 | 75,788,000 |
| Interest expense | 7,882,000 | 16,015,000 | 23,923,000 | 32,198,000 |
| Net interest income | 10,413,000 | 21,001,000 | 32,300,000 | 43,590,000 |
| Noninterest income | 2,456,000 | 5,086,000 | 8,360,000 | 11,246,000 |
| Noninterest expense | 9,656,000 | 19,992,000 | 30,206,000 | 41,110,000 |
| Provision for loan losses | 429,000 | 621,000 | 748,000 | 755,000 |
| Pretax income | 2,943,000 | 5,716,000 | 9,850,000 | 13,139,000 |
| Income tax | 229,000 | 393,000 | 870,000 | 1,195,000 |
| Net income | 2,714,000 | 5,323,000 | 8,980,000 | 11,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,871,000 | 115,529,000 | 118,664,000 | 120,681,000 |
| Total capital | 123,859,000 | 124,743,000 | 128,153,000 | 130,179,000 |
| Risk-weighted assets | 985,300,000 | 988,186,000 | 990,694,000 | 1,016,308,000 |