Call reports 2023
UNION BANK — 2023
What UNION BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,361,586,000 | 1,334,466,000 | 1,395,141,000 | 1,468,468,000 |
| Total loans | 976,616,000 | 940,237,000 | 1,029,735,000 | 1,033,092,000 |
| Allowance for loan losses | 6,934,000 | 6,780,000 | 6,895,000 | 6,566,000 |
| Securities available for sale | 275,417,000 | 267,537,000 | 248,997,000 | 264,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,229,192,000 | 1,127,096,000 | 1,225,741,000 | 1,308,218,000 |
| Interest-bearing deposits | 963,489,000 | 885,048,000 | 993,181,000 | 1,054,599,000 |
| Noninterest-bearing deposits | 265,703,000 | 242,048,000 | 232,560,000 | 253,619,000 |
| Equity capital | 76,684,000 | 75,241,000 | 65,297,000 | 82,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,044,000 | 26,847,000 | 41,694,000 | 57,110,000 |
| Interest expense | 2,927,000 | 6,969,000 | 12,526,000 | 18,697,000 |
| Net interest income | 10,117,000 | 19,878,000 | 29,168,000 | 38,413,000 |
| Noninterest income | 2,115,000 | 4,464,000 | 6,919,000 | 9,391,000 |
| Noninterest expense | 8,475,000 | 17,290,000 | 26,052,000 | 34,494,000 |
| Provision for loan losses | 90,000 | -61,000 | 55,000 | -274,000 |
| Pretax income | 3,725,000 | 7,166,000 | 10,254,000 | 13,987,000 |
| Income tax | 520,000 | 1,020,000 | 1,371,000 | 1,853,000 |
| Net income | 3,205,000 | 6,146,000 | 8,883,000 | 12,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,974,000 | 109,268,000 | 110,136,000 | 111,854,000 |
| Total capital | 116,351,000 | 117,546,000 | 118,274,000 | 119,652,000 |
| Risk-weighted assets | 850,408,000 | 872,412,000 | 897,322,000 | 896,064,000 |