Call reports 2021
UNION BANK — 2021
What UNION BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,103,391,000 | 1,065,262,000 | 1,157,385,000 | 1,204,547,000 |
| Total loans | 841,701,000 | 783,045,000 | 790,043,000 | 801,583,000 |
| Allowance for loan losses | 8,429,000 | 8,505,000 | 8,561,000 | 8,336,000 |
| Securities available for sale | 142,559,000 | 158,734,000 | 184,842,000 | 268,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,011,268,000 | 970,797,000 | 1,044,785,000 | 1,097,761,000 |
| Interest-bearing deposits | 775,896,000 | 724,107,000 | 787,704,000 | 830,195,000 |
| Noninterest-bearing deposits | 235,372,000 | 246,690,000 | 257,081,000 | 267,566,000 |
| Equity capital | 79,174,000 | 81,691,000 | 98,061,000 | 99,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,500,000 | 19,398,000 | 29,250,000 | 39,273,000 |
| Interest expense | 1,101,000 | 2,080,000 | 2,730,000 | 3,366,000 |
| Net interest income | 8,399,000 | 17,318,000 | 26,520,000 | 35,907,000 |
| Noninterest income | 2,583,000 | 5,595,000 | 9,820,000 | 12,870,000 |
| Noninterest expense | 7,312,000 | 15,427,000 | 23,831,000 | 32,158,000 |
| Provision for loan losses | 150,000 | 225,000 | 225,000 | 0 |
| Pretax income | 3,562,000 | 7,316,000 | 12,307,000 | 16,590,000 |
| Income tax | 572,000 | 1,209,000 | 2,123,000 | 2,810,000 |
| Net income | 2,990,000 | 6,107,000 | 10,184,000 | 13,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,838,000 | 78,464,000 | 96,024,000 | 99,144,000 |
| Total capital | 84,750,000 | 86,550,000 | 104,219,000 | 107,480,000 |
| Risk-weighted assets | 632,468,000 | 646,476,000 | 655,240,000 | 702,006,000 |