Call reports 2020
UNION BANK — 2020
What UNION BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 882,444,000 | 916,583,000 | 1,008,334,000 | 1,092,721,000 |
| Total loans | 694,043,000 | 735,387,000 | 798,317,000 | 803,211,000 |
| Allowance for loan losses | 6,391,000 | 6,888,000 | 7,691,000 | 8,271,000 |
| Securities available for sale | 90,056,000 | 86,044,000 | 88,739,000 | 106,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 738,311,000 | 823,715,000 | 912,691,000 | 997,467,000 |
| Interest-bearing deposits | 596,076,000 | 630,746,000 | 705,520,000 | 778,745,000 |
| Noninterest-bearing deposits | 142,235,000 | 192,969,000 | 207,171,000 | 218,722,000 |
| Equity capital | 73,488,000 | 75,386,000 | 77,967,000 | 80,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,964,000 | 18,102,000 | 27,445,000 | 36,750,000 |
| Interest expense | 1,457,000 | 2,818,000 | 3,976,000 | 5,147,000 |
| Net interest income | 7,507,000 | 15,284,000 | 23,469,000 | 31,603,000 |
| Noninterest income | 2,623,000 | 5,411,000 | 10,834,000 | 15,692,000 |
| Noninterest expense | 7,038,000 | 13,968,000 | 21,812,000 | 29,588,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,600,000 | 2,200,000 |
| Pretax income | 2,682,000 | 5,976,000 | 11,014,000 | 15,754,000 |
| Income tax | 384,000 | 901,000 | 1,681,000 | 2,532,000 |
| Net income | 2,298,000 | 5,075,000 | 9,333,000 | 13,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,000,000 | 70,285,000 | 73,033,000 | 75,324,000 |
| Total capital | 75,391,000 | 77,173,000 | 80,431,000 | 82,842,000 |
| Risk-weighted assets | 572,448,000 | 576,480,000 | 591,556,000 | 600,665,000 |