Call reports 2019
UNION BANK — 2019
What UNION BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 812,703,000 | 773,199,000 | 844,229,000 | 872,287,000 |
| Total loans | 656,416,000 | 615,457,000 | 672,465,000 | 678,729,000 |
| Allowance for loan losses | 5,572,000 | 5,676,000 | 5,808,000 | 6,122,000 |
| Securities available for sale | 80,105,000 | 80,546,000 | 85,874,000 | 87,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,604,000 | 656,164,000 | 720,131,000 | 746,387,000 |
| Interest-bearing deposits | 572,529,000 | 524,723,000 | 579,488,000 | 607,586,000 |
| Noninterest-bearing deposits | 130,075,000 | 131,441,000 | 140,643,000 | 138,801,000 |
| Equity capital | 66,378,000 | 68,364,000 | 70,252,000 | 71,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,593,000 | 17,497,000 | 26,637,000 | 35,870,000 |
| Interest expense | 1,212,000 | 2,594,000 | 4,072,000 | 5,599,000 |
| Net interest income | 7,381,000 | 14,903,000 | 22,565,000 | 30,271,000 |
| Noninterest income | 2,161,000 | 4,597,000 | 7,320,000 | 10,268,000 |
| Noninterest expense | 6,419,000 | 13,087,000 | 19,951,000 | 26,917,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 775,000 |
| Pretax income | 3,138,000 | 6,304,000 | 9,666,000 | 13,006,000 |
| Income tax | 424,000 | 952,000 | 1,460,000 | 1,943,000 |
| Net income | 2,714,000 | 5,352,000 | 8,206,000 | 11,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,867,000 | 65,091,000 | 66,580,000 | 68,045,000 |
| Total capital | 69,439,000 | 70,767,000 | 72,388,000 | 74,167,000 |
| Risk-weighted assets | 533,950,000 | 543,976,000 | 560,802,000 | 571,479,000 |